4. The Cost of Life

I regularly talk to both of my children about the costs of things such as utility bills, mortgage payments and groceries so that they have a true picture of what it takes to make it on their own. I do not want them to have a false picture of what life is like out there.

I want them to understand that you must have more money coming in than going out to stay afloat. An exercise I did with my teenage son was to have him write down what his expenses would be if he moved out at age eighteen with no education to get a job that paid well. I havenโ€™t heard any more talk of moving out at age eighteen since then.

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