7 Ways You Can Afford to Be a Stay at Home Mom ...

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Are you trying to find ways you can afford to be a stay at home mom? There’re a lot of different ways that you can do this. You just have to be creative and a bit resourceful. These are some ways you can afford to be a stay at home mom.

1. Find a Work at Home Opportunity

One of the ways you can afford to be a stay at home mom is to find a work at home opportunity. There’re several options you can choose. You could sell a product such as Mary Kay or The Pampered Chef products. You could provide childcare in your home. There’re also work at home opportunities such as being a virtual assistant or working for a call center from home.

2. Clip Coupons

Clipping coupons can equal small savings or a lot. It depends on how much time and effort you want to invest. One tip to follow when clipping coupons is to use a coupon when the product is on sale to equal greater savings. The Sunday paper is usually a great place to find coupons. “All You” magazine can be a good place to get them, too.

3. Cut out Some Luxuries

This one isn’t much fun but it can help you be a stay at home mom. Consider what luxuries you can do without. Some examples of things you might consider cutting are having your nails done or your daily fix of Starbucks. You can do a beautiful manicure at home and there’re some great recipes for various coffee beverages on Pinterest. Of course whatever luxuries you choose to cut out will be unique to your life.

4. Switch to Generic Brands

Switching to generic brands can help you to save money. Small ways to save can add up. Generics can still be a great product. There’re many generic products that I like better than the brand name. Of course there may be some brand name products you still want to purchase and that’s okay.

5. Buy a Cheaper Car

Downsizing your car can help you afford to be a stay at home mom. It could mean the difference between having a car payment or a car that is paid for. It might mean a car payment that’s only half of what it was. These options can shave a lot off of your monthly bills. You may even find that you want a different style of car when you become a stay at home mom.

6. Cook Instead of Ordering Takeout

Cooking instead of ordering takeout can mean a lot of money saved. You’ve usually got more time to make home cooked meals when you’re a stay at home mom. Additionally, home cooked meals are normally healthier and have less calories and fat than a meal of takeout. You can still enjoy takeout sometimes. Just cutting your takeout bill in half can be helpful if you ordered it often.

7. Count the Cost of Working

Working has its own costs that you may not have considered. You may not be making as much as you thought. Add up what you spend on lunches, gas, wear and tear on your car, childcare and clothing for work. When you get that figure, subtract it from your earnings to see what you were truly coming out ahead. The number may not be as high as you thought.

These are ideas to help you afford to be a stay at home mom. I hope they’ve been encouraging and helpful to you. Does being a stay at home mom seem like a possibility for you?